To qualify for a loan, all loan borrowers must:
- Have a verifiable name, date of birth and Social Security number;
- Be at least 18 years of age;
- Have a credit score of at least 680;
- Have a physical U.S. street address
- Have a job or another verifiable source of regular income;
- Be eligible for membership with Barksdale Federal Credit Union;
- Meet our minimum credit requirements; and
- Have a personal banking account at a U.S. financial institution with a routing transit number.